On May 1, 2024, the following changes to your benefit plan will come into effect.
A brochure was sent to all members of the Health and Wellness plan. Click here to read the brochure on this page.
Enhanced Plan Improvements
Click here to expand/hide the Enhanced Plan Improvements
Member Life Insurance
Increases from $150,000 to $200,000.
Member Accidental Death & Dismemberment
Increases from $200,000 to $300,000.
Special Disability Assistance Benefit
This new benefit provides $500 per month if approved for Long Term Disability.
Member Hospital Stay
If you are hospitalized, you may receive $200 per day. Click here for the Hospital Stay Claim Form.
Dental Care
Orthodontic benefits are now available for your eligible dependants up to age 21.
Emergency Travel Assistance Benefit
Age limit for active members extended from age 70 to 85.
All new maximums for vision care, paramedical practitioners, and dental are prorated based on your claims usage.
Local 27 Shingling and Siding Division Transition and Improvements
Click here to expand/hide the transition notice and benefit improvements
Effective May 1, 2024, members of the Local 27 Shingling and Siding Division will transition from the Comprehensive Plan to the Enhanced Plan and will have the following benefit improvements:
Member Life Insurance
Increases from $100,000 to $200,000.
Accidental Death & Dismemberment
Member Increases from $100,000 to $300,000.
Spouse $50,000; Each dependant child $10,000
Long Term Disability Benefit
Increases from $500 per month to $1,000 per month.
Special Disability Assistance Benefit
This benefit pays $500 per month if approved for Long Term Disability.
Weekly Indemnity (WI) Benefit
Increases from $400 per week for 17 weeks to $500 per week for 26 weeks.
Member Hospital Stay
If you are hospitalized, you may receive $200 per day. Click here for the Hospital Stay Claim Form.
Vision Care – Laser Eye Surgery
Lifetime maximum increases from $1,500 to $2,000.
Dental Care – Reimbursement
Reimbursement for major dental and orthodontic services increases from 50% to 60%
Dental Care – Orthodontics
Orthodontic Services lifetime maximum increases from $2,000 to $2,500. Maximum age for dependants increases from age 19 to 21.
Dental Care – Annual Combined Maximum
Annual Dental Maximum increases from $2,500 to $3,500 per calendar year.
Emergency Travel Assistance Benefit
Age limit for active members extended from age 70 to 85.
All new maximums for vision care, paramedical practitioners, and dental are prorated based on your claims usage.
Introductory Plan Improvements
Click here to expand/hide the Introductory Plan Improvements
Member Life Insurance
Increases from $50,000 to $100,000.
Member Accidental Death & Dismemberment
Increases from $50,000 to $100,000.
Paramedical Practitioners (Massage, Chiropractor etc.)
Annual maximum benefit increases from $150 to $350 for all practitioners combined.
Vision Care
Benefit increases from $200 per 24 months to $300 per 24 months.
Vision Care – Safety Glasses
Coverage for safety glasses within the $300 per 24 months vision care maximum.
Dental Care – Annual Combined Maximum
Maximum benefit increases from $1,000 to $1,500 per calendar year.
All new maximums for vision care, paramedical practitioners, and dental are prorated based on your claims usage.
Retired Member Health Plan Improvements
Click here to expand/hide the Retired Member Health Plan Improvements
Emergency Travel Assistance Benefit
Emergency Travel Assistance added for persons up to age 85.
Your Wellness Toolbox
For All Members
Virtual Care
TELUS Health Virtual Care. A 24 hour service. No need to go to emergency or wait for a doctor’s appointment.
Visit carpentersresidential.ca/virtual-health.
Member Assistance Program
Free and confidential support is available to you and your eligible family members, through FSEAP. Visit carpentersresidential.ca/map for more.
For Active Members
Member Life Insurance Living Benefit
A person who is ill may have a prepayment of their life insurance.
Bereavement Leave
Enhanced Plan: Increases from $250 per day to $300 per day.
Introductory Plan: Increases from $150 per day to $250 per day.
Click here for the Bereavement Leave Claim Form.
Parental Leave
Enhanced Plan: Increases from $250 per day to $300 per day.
Introductory Plan: Increases from $150 per day to $250 per day.
Click here for the Parental Leave Claim Form.
Compassionate Care Benefits
The Compassionate Care benefit provides $300/week up to four weeks.
Click here for the Compassionate Care Claim Form.
Front of the Healthcare Line
Fast access to services such as MRIs, Lab Tests and specialists. This new benefit will get you to the front of the healthcare line.